Built in 2005 3 bedrooms(one on the first floor), hardwood floors throughout the house, 1.5 bath with a very nice back yard. Large unfinished basement that when finished could add more living space. To qualify: first time home buyer; Max annual gross income (30-50% of median income): family of: 3-$ -22,710-37,850; 4—$27,250-45,400; 5-$27,250-45,400; 6-$29,280-48,800; Max liquid assets $75,000, pre approved for a 30 years fixed mortgage.
more information and downloadable application at: www.ruthsway.com
Dead line for applications 12/26/08 12 Noon

Built in 2006 great 2 bedrooms, 2 baths, apartment in the South Gate community. Hard wood floor in living room and dining area with gas fireplace. Cherry kitchen Large master bedroom with a Jacuzzi tub. Laundry room in the unit. One car garage and a separate large storage room. To qualify: first time home buyer; Max annual gross income:family of: 2-$52,950; 3—$59,550; 4-$66,150; Max liquid assets $75,000, pre approved for a 30 years fixed mortgage.

3 bedrooms, 1.5 baths, newer townhouse(2004) large open kitchen and dining area. Nice size bedrooms with a common bath and laundry hookups on second floor. Large full unfinished basement. Lovely yard close to the water and the down town. with a shed and in ground basketball hoop. To qualify: first time home buyer; Max annual gross income:family of 3—$59,550; 4-$66,150; 5—$71,450; 6—$76,750; Max liquid assets $75,000, pre approved for a 30 years fixed mortgage.

Great flow and crisp design combine with dramatic soaring space in this 'urban chic' 2 bedroom end unit condo townhouse. Maple and Indian slate floors. Fabulous kit. with top end appliances, 'Grigio Sardo' granite counters and breakfast bar work island.Dining room opens to a spacious deck. Sumptuous master bedroom with vaulted ceiling, private deck and a loft that is currently configured as a home office. 2 car garage and full basement. Convenient to commuter rail and Crane Beach! River Access